İSKAR · Bank guarantee

A bank guarantee letter for the property purchase price.

For home and commercial property sales from its projects, İSKAR offers a bank guarantee letter equal to the purchase price for the period up to title transfer.

Updated: 2 October 2026
İSKAR: Gayrimenkul satışlarında banka teminatı. Ev ve iş yerinizi güvenle alın. 444 70 75.

A strong organisation. Tangible protection.

According to İSKAR’s corporate portfolio statement dated 2 October 2026, project sales continue for at least 500 homes. We bring this scale together with purchase-price bank guarantees, completed developments and after-sales services. Explore our projects and the written protection specific to your purchase.

Bank guarantee

What is a bank guarantee letter?

It is a bank’s written undertaking to pay the named beneficiary the stated amount, under the letter’s terms, when the specified obligation is not fulfilled. It is not a mortgage, title deed or rental-income promise. Turkish off-plan residential sales have specific rules that must be considered separately.

The issuing bank, issue and delivery stage, amount, currency, validity and claim conditions are determined by the sale agreement and your guarantee letter. Request these documents before purchasing.

This company announcement concerns project sales up to title transfer. Issue, claims and release depend on the written letter and applicable law. Mandatory definitive, indefinite-duration guarantee rules for qualifying Turkish advance-payment housing sales remain applicable; title transfer and physical handover are distinct.

Four practical checks before buying.

01

Identify the property

Confirm the project, block, floor, unit, net/gross area, price and delivery specification.

02

Compare the documents

Match the agreement with the guarantee’s parties, currency, amount and covered obligation.

03

Confirm with the bank

Verify authenticity directly through the issuing bank’s official channels.

04

Keep your records

Retain signed documents, receipts, the guarantee and written amendments.

Your questions answered

Buying property with confidence at İSKAR

Why choose İSKAR when buying a home off-plan?+

İSKAR combines a broad development portfolio, completed projects and after-sales services. Our purchase-price bank guarantee programme adds written protection to project sales. Review the plans, visit the developments and discuss the documents for your chosen property with our sales team.

What protection does İSKAR’s bank guarantee provide?+

For purchases from our projects, we offer a bank guarantee letter equal to the property price. The bank’s payment undertaking covers the obligation stated in the letter. The amount, beneficiary, currency and claim procedure are set out in the purchase documents.

What commitment does issuing a bank guarantee require?+

A bank guarantee uses an approved non-cash credit facility and involves the bank’s assessment, charges and security requirements. İSKAR’s approach is to take on that financial responsibility and support its sales commitment with written bank protection for the buyer.

Can the bank require the company to block cash?+

Yes. A bank may require cash collateral or other security. Blocked funds are unavailable for ordinary use. The arrangement depends on the bank agreement, rather than a universal cash-blocking percentage.

How large is İSKAR’s ongoing home-sales portfolio?+

İSKAR’s corporate portfolio statement of 2 October 2026 records ongoing project sales for at least 500 homes. This reflects a substantial development and sales organisation serving different housing needs. Our project pages and sales offices provide the latest available options.

How does İSKAR’s organisational strength benefit buyers?+

Project development, construction, sales, rental support, property management and technical service form a continuing relationship. İSKAR directs its capital and organisational resources towards project delivery and after-sales responsibilities, giving owners an accessible contact beyond the purchase.

What period and property types does the programme cover?+

The announcement covers home and commercial property project sales for the period up to title transfer. The letter and applicable law determine its legal validity and release. Mandatory indefinite-duration rules remain applicable to qualifying Turkish advance-payment housing sales.

How can I verify the guarantee and arrange its delivery?+

Ask İSKAR for the issuing bank, amount and planned issue and delivery stage together with your payment schedule. Verify the letter through the bank’s official channels. Your written purchase file brings the property details and protection together before you proceed.

What happens if the obligation covered by the letter is not fulfilled?+

The letter gives the named beneficiary a route to claim from the bank for the covered obligation, subject to its terms and applicable law. İSKAR offers this protection so that buyers can review a written bank undertaking alongside their sale agreement.

Can overseas buyers review plans, prices and payment options?+

Yes. İSKAR provides multilingual project information, floor plans and direct sales contacts. Request a written offer covering the unit, delivery specification, payment plan, contract currency, any Euro conversion basis and guarantee amount. You can prepare your purchase from abroad and arrange a visit.

What support is available after purchase?+

İSKAR’s technical teams assess service requests within the relevant project and warranty terms. Tekfiyat Gayrimenkul supports letting and tenant processes without charging the homeowner a letting brokerage commission; the service agreement defines the wider management scope.

Where can I assess İSKAR’s experience and the investment itself?+

Explore completed developments, our catalogue, project map, İsmail Karataş profile and sourced media archive. Location and rental services help you assess ownership; rental income and market appreciation depend on market conditions and are separate from the obligation covered by the bank guarantee.

Sources

İSKAR · Banka teminatı duyurusu ↗T.C. Ticaret Bakanlığı · Ön ödemeli konut satışları ↗Ziraat Bankası · Teminat mektupları hakkında genel bilgi ↗Türkiye İş Bankası · Teminat mektubu ve kredi limiti ↗Akbank · Banka değerlendirmesi ve teminat koşulları ↗

Banking sources provide general information; they do not identify a bank as a partner in this campaign.